A business credit card is a versatile finance option designed to provide your business with additional funds on an as-needed basis. They’re particularly handy when it comes to spreading costs and keeping track of your expenses.
Business credit cards - Features and benefits through Funding Options:
We compare 120+ lenders
A Finance Specialist is available to guide you through the process
It is free and doesn’t affect your credit score
You could receive a same-day decision
You could be eligible for up to £50,000
Access awards such as cashback & travel points
Business credit cards - How do they work?
A business credit card is similar to a personal one, but is issued to your business. The limit - or the maximum amount that can be outstanding - is based on your business’ ‘creditworthiness’.
Most lenders offer an interest-free period on business credit cards, meaning you only pay interest on the outstanding amount after the period is over (this is often 45 days but could be up to 90).
You can order several business credit cards for the same account so that different managers and employees can access the funds when required. All spending will be taken from the same account.
We’ll help you find the best business credit card for your needs based on interest rates, extra charges and fees, credit limits and rewards - we’ll compare a wide range of credit card lenders.
Representative example*
7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56
*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.
Annual Percentage Rate
Rates from 2.75% APR
Repayment period
1 month to 30 years terms